Commercial Auto Insurance
Commercial Auto Insurance Quote Forms
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Commercial Auto Insurance Information
Insurance Zone is a full-service commercial and personal lines independent insurance agency offering insurance products and services tailored to meet the demands of homeowners and business owners.
My Personal Insurance Program products include Homeowners, Condo Unit Owners, Rental Properties, Wind, Flood, Builders Risk, Auto, Boats, Umbrella and Life Insurance.
My Business Insurance Program products include Property (Building/Content), Wind, Flood, Builders Risk, General Liability, Business Auto, Workers Comp, Umbrella and Life Insurance.
The agency is ‘On 98 & 30A’ and the Southeast, with offices in Miramar Beach (Destin), Santa Rosa Beach, Palm Coast, Tampa and Atlanta, GA.
While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.